Critical Home Repair is defined as interior or exterior work performed to alleviate critical health, life and safety issues or code violations for homeowners in need.
Habitat Bay Waveland helps homeowners who are affected by age, disability, or family circumstances who are unable to maintain the integrity of their homes. The Critical Home Repair program works as a partner with our core building program, enabling us to serve more families and increase opportunities for volunteers to make a difference in our community.
Most importantly, the Critical Home Repair program is part of our broader community development strategy of Neighborhood Revitalization. Neighborhood Revitalization is designed to pursue our strategic goal of helping to transform and strengthen communities so that those who reside in them will be able to live and grow into all that God intends for them. Critical Home Repair addresses the health and safety of the individual residences in a neighborhood and strengthens connections within the community and helps preserve affordable housing.
Critical Home Repair Applications will open April 1, 2026.
Applications will be posted on the website & you may come to our building at 103 Central Ave. Bay St. Louis, MS 39520 for a physical copy. You can also call our Family Services Coordinator, Brandi Acker at 228-467-9699 or email her at [email protected].
Critical Home Repair Qualifications
Follow the steps below to see if you qualify for Critical Home Repair and find out the program requirements before you apply.
Residence Requirements:
1. Must be a resident of Hancock County.
Qualification Requirements:
2. Owner occupant of a single-family home (mobile homes will not qualify).
3. Owner’s household income meets program guidelines.
4. Owner is current on mortgage and property tax payments.
5. Owner has or is willing to purchase homeowner’s insurance.
6. The repairs must fall within the program guidelines.
7. Homeowner is willing to partner with HFHBW
Hancock County
| Family Size |
| 1 |
| 2 |
| 3 |
| 4 |
| 5 |
| 6 |
| 7 |
| 8 |
| Yearly Income |
| $12,015 – $32,050 |
| $13,700 – $36,600 |
| $15,450 – $41,200 |
| $17,160 – $45,750 |
| $18,540 – $49,450 |
| $19,920 – $53,100 |
| $21,285 – $56,750 |
| $22,665 – $60,400 |
Pearl River County
| Family Size |
| 1 |
| 2 |
| 3 |
| 4 |
| 5 |
| 6 |
| 7 |
| 8 |
| Yearly Income |
| $11,955 – $31,850 |
| $13,665 – $36,400 |
| $15,375 – $40,950 |
| $17,070 – $45,500 |
| $18,450 – $49,150 |
| $19,815 – $52,800 |
| $21,180 – $56,450 |
| $25,545 – $60,100 |
Critical Home Repair Applications will open April 1, 2026.
Applications will be posted on the website & you may come to our building at 103 Central Ave. Bay St. Louis, MS 39520 for a physical copy. You can also call our Family Services Coordinator, Brandi Acker at 228-467-9699 or email her at [email protected].