The open application period is closed. Please fill out the form below or call or email to notify us of your interest in applying.
Program Eligibility Requirement
Follow the steps below to see if you qualify for HomeOwnership and find out the program requirements before you apply.
Residence Requirements:
1. Must be a resident of Hancock or Pearl River County.
Qualification Requirements:
2. Must be willing to partner – 250 Hours of Sweat Equity.
3. Must have the ability to payback a 0% interest mortgage. Should not have collections, bankruptcies, or judgments.
4. Must be employed
5. Must complete Homebuyer Education with our Family Services Coordinator.
6. Your Total gross income (income before taxes) must fall into this range:
Hancock County
| Family Size |
| 1 |
| 2 |
| 3 |
| 4 |
| 5 |
| 6 |
| 7 |
| 8 |
| Yearly Income |
| $28,250 – $45,000 |
| $32,250 – $50,000 |
| $36,300 – $57,000 |
| $40,300 – $63,000 |
| $43,550 – $68,000 |
| $46,750 – $73,000 |
| $50,000 – $79,000 |
| $53,200 – $84,000 |
Pearl River County
| Family Size |
| 1 |
| 2 |
| 3 |
| 4 |
| 5 |
| 6 |
| 7 |
| 8 |
| Yearly Income |
| $27,450 – $42,000 |
| $31,350 – $49,000 |
| $35,250 – $55,000 |
| $39,150 – $60,000 |
| $42,300– $66,000 |
| $45,450 – $70,000 |
| $48,550 – $76,000 |
| $51,700 – $80,000 |
Home Ownership Informational Session
Contact us to set a 30-minute informational session to receive an application.
Tel: 228-467-9699
Email: [email protected]
Application Requirements:
1. Attend one of the information sessions.
2. All household members over 18 must consent to a sex offender/criminal background check.
Upcoming Homeownership Classes
Hancock County Homeownership class
Call the office for more information.
Pearl River County Homeownership class
Call the office for more information.
Homeownership Interest Form
Please use the form below to inquire about homeownership.