Homeownership

Are you or someone you know interested in Habitat homeownership?

At Habitat for Humanity Bay Waveland, we know that the stability of a decent, affordable home empowers families to climb higher. To make homeownership more accessible, homebuyers partner with Habitat to help build their home alongside volunteers and pay an affordable mortgage. At the moment, Habitat Bay Waveland has no homeownership applications available.

Program Eligibility Requirement

Follow the steps below to see if you qualify for HomeOwnership and find out the program requirements before you apply.

Residence Requirements:

1. Must be a resident of Hancock or Pearl River County.

Qualification Requirements:

2. Must be willing to partner – 250 Hours of Sweat Equity.

3. Must have the ability to payback a 0% interest mortgage. Should not have collections, bankruptcies, or judgments.

4. Must be employed

5. Must complete Homebuyer Education with our Family Services Coordinator.

6. Your Total gross income (income before taxes) must fall into this range:

Hancock County

Family Size
1
2
3
4
5
6
7
8

Yearly Income

$29,100-$46,550

$32,250-$53,200

$37,400-$59,850

$41,550-$66,500

$44,900-$71,850

$48,200-$77,150

$51,550-$82,500

$54,850-$87,800

Pearl River County

Family Size
1
2
3
4
5
6
7
8

Yearly Income

$27,300 – $43,700

$31,200 – $49,950

$35,100 – $56,200

$39,000 – $62,400

$42,150– $67,400

$45,250– $72,400

$48,400 – $77,400

$51,500 – $82,400

Home Ownership Informational Session

There are currently no informational sessions scheduled.

Tel: 228-467-9699

Email: [email protected]

Application Requirements:

1. Attend one of the information sessions.

2. All household members over 18 must consent to a sex offender/criminal background check.